FAQ's
How much can I borrow?
We typically lend up to 60–75% of the After Repair Value (ARV) or current property value, depending on the asset type and deal structure.
Do I need good credit to qualify
Credit is considered, but not a deciding factor. The property’s value, equity, and exit strategy matter most.
Do you require an appraisal?
Yes, most loans require an appraisal or broker price opinion (BPO). In some cases, we may rely on a third-party valuation or in-house review.
What kind of down payment is needed?
Most borrowers should expect to bring 20–30% of the purchase price or project cost, depending on the loan structure.
What types of properties do you lend on?
Commercial: Office, retail, mixed-use, industrial, multifamily (5+ units)
Residential (some cases): Single-family homes, condos, 2–4 unit properties (usually for investment)
Land or construction: On a case-by-case basis
How fast can I get funded?
In many cases, loans can be funded in 5–10 business days, depending on title and document readiness.
What documents do I need to provide?
Common documents include:
- Purchase contract
- Borrower financials
- Rehab budget (if applicable)
- Property photos
- Proof of funds
- LLC or business entity documents (if applicable)
Can I refinance an existing property?
Yes. We offer cash-out refinancing or bridge loans on existing real estate to help with renovations, debt consolidation, or business capital.
