Arizona Commercial Real Estate Lending Market in Early 2024: A Cautious Optimism

Arizona Commercial Real Estate Lending Market in Early 2024

We can offer insights into the Arizona commercial real estate lending market at the beginning of 2024. It’s important to remember this is just a snapshot and the market is constantly evolving. Overall outlook: The landscape is characterized by cautious optimism. Strong economic fundamentals like population growth and a favorable business climate are countered by headwinds like … Read more

Case Study: Usable Square Footage

Case Study: Usable Square Footage

PROPERTY ACrammed Castle PROPERTY BSmart Space Sanctuary from a hard money lender’s perspective… Property A: Red flags abound! The low usable square footage indicates inefficient layout, potentially leading to lower rentability and higher vacancy rates. The cramped living areas might deter tenants, decreasing income potential and loan security. Property B: This is the winner! High usable square footage translates to maximized living … Read more

3 Reasons Why a Hard-Money Lender is a Superior Option for a Loan on an Investment Property

3 Reasons Why a Hard-Money Lender

When it comes to financing your investment property, you have various options, including traditional bank loans, private investors, and hard-money lenders. Each option has its advantages and disadvantages, but in this blog post, we’ll focus on three compelling reasons why a hard-money lender can be a superior choice for your investment property loan. [1] Speed … Read more

Real Estate ABC Series

Real Estate ABC Series

Exciting news! We’re kicking off our Real Estate ABC Series, where we’ll explore everything from ‘Appraisals’ to ‘Zoning’! Get ready for a journey through the A to Z of real estate with us. A = AMORTIZATION Heard of ‘amortization’? It’s like the road map for paying off your loan. With hard money loans, you’ll often … Read more

Recent Project Highlights

Recent Project Highlights

We’re happy you’re here! Check out some of our recent closings… • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • 6628 S 22nd St., Phoenix, … Read more

May 2022: Market News Mash Up

Market News Mash Up

Let’s dive into some developing stories…shall we?  SINGLE FAMILY HOME SURGE Public officials across the U.S. are stepping in to regulations the surge in single-family house rentals as costs climb. According to Costar news, these government entities are going up again the investors snatching existing single-family houses to build new ones for rental purposes only. The … Read more

PRIVATE LENDING: Overpriced Capital? or Strategic Teammate?

Overpriced Capital

As we all know, the first step in assessing a loan is the “who” and “how”. Usually, you have two options: a bank OR a private lender.  At first glance, banks are usually the traditional and seemingly “cheaper” way to go, while private lending is often the unconventional seemingly “expensive” route. However, once you dig deeper into the … Read more

Collateral-Based Lending

Collateral-Based Lending

Private money loans – or simply “private money” – is a term used to describe a loan that is given to an individual or company by a private organization (source). What is collateral? Collateral can be used in these types of ‘private money’ loans to ensure a borrower will pay their loan back. These pieces of … Read more

What is an Appraisal…and Why is it Important?

What is an Appraisal…and Why is it Important?

What is an appraisal? How is it used? An appraisal is an unbiased estimate of the true value of what a property – whether land, distressed building, or recently constructed multifamily building – is worth. It’s used as an “objective way to assess market value and ensure that the amount of money requested by the borrower … Read more

What to know about: Investing in Industrial

What to know about: Investing in Industrial

We have said it before, and we are saying it again here: the industrial sector is booming. Smaller retail businesses have been forced to pivot to online offerings, thereby limiting their physical brick and mortar presence. This means industrial activities, such as manufacturing, production, assembling, recycling, and research & development, are inevitably set to increase to … Read more